elJol focuses on breaking the cycle of poverty by using its innovative socio-financial and life skills program for children and youth. Jeroo Billimoria is the founder of MelJol. MelJol is a registered NGO that focuses on Social, Educational, and financial inclusion of the disadvantaged children and youth. Ms. Jeroo Billimoria, a social entrepreneur, is the founder of MelJol, Ms. Jeroo has also founded Childline, a free helpline service for children in distress.

MelJol’s work has been recognized through various awards such as HCL Foundation Grant Award in Education category, “Emerging NGO” award in the Access to Finance Category at the ICICI Foundation & CNBC-TV18 Inclusive India Awards 2012. In 2016 MelJol was once again awarded Financial Inclusion Awards for Advancing Financial Inclusion by Promoting Financial Education among Children by CNBC-TV18.

Appeal

AI-LEAP Program: Igniting Potential, Empowering Lives
MelJol’s AI-LEAP (Aflatoun Integrated - Life-Skill Education and Livelihood Program) is a Child driven community program for vulnerable children across India. It integrates financial education and life skills with experiential learning, aiming to empower children to lead themselves and their communities toward a brighter future. Through our Aflatoun Resource Centers, children and youth receive vital life skills, financial literacy, and leadership training, helping them break the chains of poverty and limited opportunities.
Why Aflatoun Resource Centers?
Every child deserves a chance to dream, grow, and lead. But in India's marginalized communities, millions of children are denied this opportunity. 36% of children between the ages of 6-18 drop out of school due to financial pressures. Among them, 68% lack basic life skills, leaving them vulnerable to exploitation. This is where Aflatoun Resource Centers step in. These centers provide a safe space for learning, growth, and holistic development.